Friday, January 27, 2006

Checked my credit report

Now that you can check your credit report for free once a year (see the FTC's official site for details), I decided to go for it.

Internetland, I have perfect freakin' credit. My old car loan and student loans show up correctly as paid off, and I didn't see any zombie credit cards lurking around.

The only odd things I saw: One of my credit cards is pulling my history every month, presumably to see if I'm about to become a deadbeat; Equifax doesn't know who my current employer is, after 4 years there; the 3 sites had different levels of challenge to get access to the credit reports.

I mean, I know my zip code from where I used to live, no problem. I don't know my old car loan account number. Geez.


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